> The point I'm getting at is that, eventually, a consumer has to trust a third party who may have incentives that don't align with their own. They're just playing a game of which vendor to place that trust in.
The problem is that approximately NONE of the commercial vendors are in any way trustworthy. They're really pushing hard the degree of abuse they inflict on the customers, and social immunity takes long time to build.
The ultimate solution IMO is to have people trust in people they can actually trust - that is, make the third parties local. A partner, a kid, a neighbor, a small company servicing the local community and physically located in it. At this scale, trust can be managed through tried-and-true social techniques humans are innately good at, and have successfully used for many thousands of years. This is how you make most of the tech industry and adjacent problems go away.
The problem is that approximately NONE of the commercial vendors are in any way trustworthy. They're really pushing hard the degree of abuse they inflict on the customers, and social immunity takes long time to build.
The ultimate solution IMO is to have people trust in people they can actually trust - that is, make the third parties local. A partner, a kid, a neighbor, a small company servicing the local community and physically located in it. At this scale, trust can be managed through tried-and-true social techniques humans are innately good at, and have successfully used for many thousands of years. This is how you make most of the tech industry and adjacent problems go away.