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> I've been living in Brazil for the last 20 years.

If you have moved about 15 years before that, you'd have experienced the hyperinflation years and you've come to understand why Brazilian (retail) banking systems were always pushing the state of the art.

(You'd also understand that cryptocurrencies are not meant to compete with payment networks that have institutional backing, but that's a lesson for another day)



I guess you could say the same thing without sounding so condescending.




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